The 4Cs are the global standard for assessing a diamond’s quality by grading it according to Cut, Color, Clarity and Carat Weight. Approximately 99% of the diamonds we sell at Moyer are independently certified and graded by the Gemological Institute of America, or GIA, the world’s foremost authority on diamond grading.

1. Cut: How well the diamond is shaped and faceted. This affects brilliance the most—so we’re very picky here, only selling diamonds that have an “Excellent” or “Very Good” cut grade. We will not sell diamonds that fall within the other categories as they don’t meet our quality standards and go against our policy of “. There is a misconception that cut means the actual shape of the diamond (i.e. round, oval, etc.) but a cut grade refers to things like the proportion, symmetry and polishing of a diamond. Fun fact: ONLY round brilliant diamonds receive a cut grade.
2. Color: A scale from D (colorless) to Z (light yellow or brown). Most Moyer diamonds fall in the D-J range, and we are very discerning when it comes to our diamonds that fall within the near colorless category, making sure they are the best of their category.
3. Clarity: The presence (or absence) of internal or surface inclusions. We sell diamonds that range from VVS1 to I1, guaranteeing that our I1 diamonds are among the “best” in that category with ideal inclusion placement and coloring. Most of the time, our diamonds fall into what we call “eye-clean” which means that you can’t spot an inclusion with your naked eye, and it is only visible through magnification.
4. Carat: The diamond’s weight. BUT we always like to educate our clients on the importance of measurements and making sure that your diamond has the proper dimensions for a diamond of its carat weight! We do our due diligence to make sure that our diamonds are properly cut – not too shallow and not too deep. In laymen’s terms, we are basically making sure that if you purchase a 1.00ct diamond, it actually measures and LOOKS like a 1.00ct diamond rather than a 0.90ct diamond because of its measurements.

Absolutely—you dream it, we’ll design it! Whether starting from scratch or reimagining an heirloom, our expert team in Carmel, Indiana can bring your vision to life with state-of-the-art custom design.

Custom engagement rings typically take 4-6 weeks from concept to completion. We’ll guide you through every step—from initial sketches to CAD renderings and final creation—ensuring your ring is uniquely yours. Can’t find the one? We’ll help combine elements you love into something no one else has. At Moyer, there’s no limit to what we can create together.

Yes! At Moyer, we believe nothing should stand in the way of finding the perfect ring. That’s why we offer flexible financing options through Wells Fargo, making it easier to say yes now and pay over time. We offer multiple plans, but most clients choose either the 6-month or 12-month option—both with no interest if paid in full within the promotional period. Here's a quick breakdown:

1. 1. 6-Month Plan – No interest if paid in full within 6 months.*
   2. 12-Month Plan – No interest if paid in full within 12 months.*

We’re happy to walk you through the options and help you find the plan that fits your budget best. Buying a diamond should be exciting—not stressful—and we’re here to make the process as smooth and comfortable as possible. *Interest is charged from the purchase date if the promotional balance isn’t paid in full within the promotional period. Terms and conditions apply. For additional questions, visit our page on Financing.

Yes—they absolutely are. At Moyer, we’re committed to offering only ethically sourced, conflict-free natural diamonds. We work exclusively with trusted, transparent suppliers who comply with the Kimberley Process which works to unite administrations, civil societies and industry in ensuring responsible trade of natural diamonds.

GIA’s grading process includes strict ethical standards, and our diamonds are also sourced in accordance with the Kimberley Process, which works to eliminate conflict diamonds from the global supply chain. For those looking for even more transparency, GIA’s Diamond Origin Report traces a diamond’s geographic origin—providing added confidence that your diamond was sourced responsibly and supports the communities it comes from. And of course, every loose diamond at Moyer is hand-selected by our in-house GIA Graduate Gemologist, ensuring both quality and integrity. You’re in the best hands.

Today’s brides are loving fancy-shaped diamonds like oval, emerald, radiant, and cushion cuts. Many are choosing to put most of their budget into a larger center stone, paired with a clean, classic solitaire setting that highlights the diamond’s natural beauty. We’re also seeing a strong preference for yellow gold, along with interest in hidden halos and vintage-inspired designs. Of course, classic styles like round brilliant solitaires and timeless pavé bands remain favorites. Whether you’re drawn to something sleek and modern or prefer a more traditional look, our team will help you explore every option and find the style that feels like you.

Absolutely! Approximately 99% of our natural loose diamonds are GIA-certified. This third-party certification guarantees complete transparency and helps you understand exactly what you’re buying. Combine that with our in-house scrutiny, and you have a diamond you can trust is quality.

Right now, brides are loving the "fancy shape" diamonds- emerald cut, oval shape, radiant cut, etc. Whatever shape they choose, most brides are opting for a large diamond (spending most of their budget on the center stone) paired with a very classic solitaire mounting. We can walk you through all of the options in our store!

A budget can only be decided by you! You can take into account how much you make, your discretionary income, etc. to find the right amount for you! We do offer financing through Wells Fargo for couples that are interested. We recommend doing the 12 month, special financing with approved credit option! When you decide what you're comfortable budgeting for the ring, we can show you a variety of options ranging from $1995 to several hundred thousand dollars. We pride ourselves on the breadth of our selection.

We want to help you stay within your budget! Start by telling us what’s important to you—size, shape, setting, metal. Then we’ll guide you toward the best possible options that align with your priorities and your budget. We love helping clients maximize value without compromise. You’ll leave here with confidence and a ring that feels just right.

When you purchase your engagement ring, your sales associate will give you an appraisal detailing the diamond specifications, mounting specifications and full retail replacement value. You should speak to your insurance provider about putting your engagement ring under your homeowners or renters policy. You can also go through specialized jewelry insurers like Chubb or Jewelers Mutual.

Some jewelers tout a comprehensive "lifetime warranty" that covers the ring and center stone in the event of a loss or damage. Most of those internal policies require you to visit every 6 months for check-ups or the warranty becomes null and void. If you miss said check-up, even by a day, the warranty can become null and void. At Moyer, we stand behind the quality of the engagement rings we sell. If we believe a diamond has fallen out of the mounting or needs repair due to manufacturer's defects, we will happily repair the ring at no charge. We don't require 6-month check-ins, but instead welcome you at any time to let us inspect your ring. We do provide complementary insurance appraisals which you can put on your homeowners or renters policy to cover any loss, damage or theft.

Yes, we can set a gemstone or a natural diamond you already have into one of our engagement ring settings. However, we have made it a policy to not set lab grown diamonds into our engagement rings or jewelry. So the answer is yes, unless it's lab grown.

Giving an heirloom a fresh new life is one of our specialties. We’ll help you create something new while honoring the original sentiment. We can also inspect the stone to make sure it’s in top shape before re-setting.

Here’s how it works:

1. 1. Consultation – Share your vision with us, either in person or virtually.
   2. Sketch & CAD design – We create a sketch in-house or detailed digital design to bring the concept to life.
   3. Wax model or 3D rendering – Review and approve the design before moving forward.
   4. Casting & setting – Our skilled jewelers create your piece with precision and care.
   5. Final polish – The finished piece is polished and ready for you to enjoy.

Moyer is proud to be a natural diamond house only meaning we do not sell anything - engagement rings, jewelry or watches - that are made with lab-grown diamonds. We only believe in selling our client's "Mother Nature's best natural diamonds".

Yes! At Moyer, we believe nothing should stand in the way of finding the perfect piece of jewelry. That’s why we offer flexible financing options through Wells Fargo. We offer either the 6-month or 12-month option—both with no interest if paid in full within the promotional period. Here's a quick breakdown:

1. 1. 6-Month Plan – No interest if paid in full within 6 months.*
   2. 12-Month Plan – No interest if paid in full within 12 months.*

*Interest is charged from the purchase date if the promotional balance isn’t paid in full within the promotional period. Terms and conditions apply. For additional questions, visit our page on Financing.

We are an authorized dealer of over 20 fine jewelry world-renowned jewelry brands including David Yurman, Charles Krypell, Lagos, Melissa Kaye, Hulchi Belluni, Sloane Street, Rahaminov Diamonds, Oscar Heyman, Bayco and more. From fashion-forward, trendy pieces to opulent, statement jewelry, Moyer has one of the Midwest's best selections of fine jewelry. Being an authorized dealer means that all of our designer pieces are 100% authentic, and we have direct relationships with the brands.

When you purchase a piece of jewelry at Moyer, we treat it as more than a transaction. For us, it's the beginning of a relationship that we hope develops and grows throughout the years. We want to be your personal jewelry conceirge - someone you trust and go to for any advice jewelry related. It's our goal to part of your life's biggest moments - birthdays, anniversaries, promotions and more.

More tangibly speaking, with your fine jewelry purchase, you will receive a complimentary appraisal for insurance and lifetime cleaning and polishing of your piece.

We do! We are an authorized dealer for 20 watch brands, which gives us one of the largest, most expansive collections of new watches in the Midwest. We pride ourselves on being an authorized dealer for several world-renowned brands such as OMEGA, Breitling, IWC Schaffhausen, Grand Seiko, Hublot, Glashutte Original, Zenith and more. We also offer a carefully curated collection of highly sought-after pre-owned luxury timepieces. Our pre-owned inventory is updated daily, so be sure to visit us often or browse online to find your dream watch before it’s gone! Explore our pre-owned watches here.

Absolutely! We gladly accept watch trade-ins toward one of our new or pre-owned watches. For trade-ins, we need to know which watch you’re planning to buy to be able to give you the trade value of your watch.

You can also sell your watch to Moyer. We carefully evaluate your timepiece to offer you a competitive value based on its condition and current market demand. We can pay you instantly via cash or check while you wait.

We’re not an authorized Rolex dealer, but we offer one of the Midwest’s largest collections of carefully vetted pre-owned Rolex watches. From rare models like the Rolex Batman and GMT Master II “Coke” to classics like the Submariner, President, and highly sought-after Daytona, our inventory is constantly updated with trade-ins and new acquisitions. Each pre-owned Rolex at Moyer is expertly inspected, cleaned, and tested for accuracy and quality. Plus, our prices are competitive with the market, making it easy to find your dream watch without the long waitlists of authorized retailers.

We do! Our experts can assess your timepiece and provide authentication for select brands. While we can authenticate your watch, we can not provide a detailed valuation at that time unless you opt for a fair-market appraisal.

Absolutely. Whether it’s a little snug or too loose, we can size your ring for a perfect fit.

We request to quote the piece in-person as there are many factors that go into determining the cost of the sizing such as metal type, ring width, the amount we’re taking the ring up or down size wise, the number of diamonds or gemstones, etc. When we take the piece in, we also try to assess if any additional work needs to be done with the ring. It’s important to us that when we do a repair, we are making sure that every aspect of the ring’s integrity is up to our standards. We can usually provide you with an on-the-spot price for your sizing while you wait.

We sure do! We offer battery replacements, band adjustments, and servicing. On some watch models, we replace batteries while you wait, and we don’t charge for the battery or labor—instead, we invite you to make a donation to our charity program. Moyer distributes all donations to carefully selected local charities throughout the year, helping us support and positively impact our community. Please note, if we change your watch battery in-house, we cannot guarantee water resistance.

For fine quartz watches, we will ask that you send it to our manufacturing facility to have it professionally changed by a certified watchmaker who can guarantee the water seal. That service is $95 usually but $125 for chronograph watch models.

For automatic watches that need a service, we can either send your watch back to the original dealer to ensure expert care and protect your warranty or send it to our certified watchmaking facility that is capable of most repairs. Moyer distributes all donations to carefully selected local charities throughout the year, helping us support and positively impact our community.

Moyer does have a $50 shipping and insurance fee that will be charged to all watches not purchased from Moyer or under warranty that need to be sent to our service center. You will receive an estimate of the work needed to your watch, and at that point you can either proceed or decline the service. The $50 will not be credited regardless of if the work was done or declined. For specific questions, please reach out to a member of our team at 317.844.9003.

Besides watch battery replacements, we do not complete any watch services in-house. We have the option of sending your watch for service to either the brand or to our certified watchmaking facility. Any repairs to the watch's movement will be completed at one of those service centers. For specific questions, please reach out to our store at 317.844.9003.

Yes! We are able to replace or change your bracelet or strap in-house - sometimes while you wait depending on our availability! We are also able to size watch bracelets. There is no charge for sizing or link removal, but we do ask for donations to our watch battery charity of the month.