Financing

 

At Moyer, we want to make purchasing jewelry, engagement rings and watches as stress free as possible. To ensure this, we have multiple ways to make paying for your new piece simple. Aside from accepting cash, check and all major credit cards, we also have opportunities for financing your purchase.

 

We offer several Wells Fargo Financing options to our clients. Although we strongly recommend going with the 6-month or 12-month payment plan over the 60-month plan, we have all options available. Below are the stipulations for each of the financing options through Wells Fargo:

No Interest if Paid in Full Within 6 Months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

No Interest if Paid in Full Within 12 Months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

Special rate of 9.99% APR with 60 equal monthly payments**

*The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 02/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

**The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1378% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 02/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

 

We also have layaway options available for up to 90 days. These layaway options require a minimum deposit on the purchase which may vary. Exceptions may apply with layaway including limited-edition watches, loose diamonds, special orders, repairs, etc. Please consult with one of our sales associates regarding these exceptions.